| #/24 | N/A | The number of credit cards on your credit report that were opened in the last two years |
| AA | N/A | American Airlines |
| AF | Annual Fee | The fee paid for owning a premium card. Sometimes waived. |
| Biz | Business | Shorthand for a business account or card |
| BBP | Blue Business Plus | An American Express Business card with no annual fee |
| BOA | Bank of America | The bank and all associated cards |
| BRG | Business Rewards Gold | The business version of the American Express Gold card |
| CB | Cash Back | Direct cash back instead of points |
| Churning | N/A | The act of opening the same credit cards multiple times in order to receive the sign up bonuses. |
| CIC | Chase Ink Cash | The no AF version of the Chase Ink Preferred with different bonus categories |
| CIP | Chase Ink Preferred | Chase's flagship business credit card |
| CL | Credit Limit | The maximum amount you can spend on your credit card |
| Closing Date | N/A | The date all unpaid charges are added together to determine the statement balance. Typically 2 to 3 days after payment due date. |
| CP | Companion Pass | When a fair allows the addition of a free companion. Typically associated with SW |
| CSP | Chase Sapphire Preferred | One of Chase's flagship credit cards that is a souped down version of the CS(R) |
| CSR | Customer Service Representative | The representative of a financial institution that you call for assistance |
| CS(R) | Chase Sapphire Reserve | One of Chase's premier travel cards |
| CPP | Cents Per Point | A basis to determine the value of rewards points |
| DD | Direct Deposit | Direct deposit into a bank account from an employer |
| DOC | Doctor of Credit | A website with a lot of information on churning |
| EQ | Equifax | The Credit Beareau |
| EX | Experian | The Credit Beareau. Typically used when applying for credit cards |
| FF | Frequent Flyer | The rewards program associated with an airline or hotel |
| FI | Financial Independence | Having enough money invested or saved so that you can live off of the gains |
| FIRE | Financial Independence/ Retire Early | Using Financial Independence to retire early from full time work |
| Flavors | N/A | Different variations of the Amex Biz Plat eg: Schwab, Mercedes, etc. |
| GE | Global Entry | Easy return from international travel at certain airports |
| HP | Hard Pull | A hard pull on a credit account. Shows up on credit report. |
| HUCA | Hang Up Call Again | End the current call with a customer service rep and call again hoping for a new one |
| JB | Jet Blue | The airline. The points associated are True Blue |
| Minimum Payment | N/A | The minimum amount required to pay towards your statement balance prior to your next statement. |
| MPE | Mileage Plus Explorer | The chase United Airlines Credit Card |
| MR | Membership Rewards | The awards points associated with American Express |
| MSR | Minimum Spend Requirement | The minimum need to spend on a card to receive the sign up bonus |
| PC | Product Change | To convert one credit card to a different one |
| Plat | Platinum | The American Express Platinum Card. Can be found in different flavors |
| PRG | Premier Rewards Gold | The personal version of the American Express Gold Card |
| Recon | Reconsideration | Calling the reconsideration line to try and get a rejected credit card application approved |
| SM | Secure Message | Sending a secured message through the website of the credit card issuer or bank |
| SP | Soft Pull | A soft pull on a credit account. Does not affect score or show on credit report. |
| SPG | Starwood Preferred Guests | The hotel chain and all associated points/cards |
| Statement Balance | N/A | The amount of new charges that have not been paid off as of your closing date. |
| SW | N/A | Southwest Airlines |
| Total Balance | N/A | The sum of all current charges and the previous unpaid statement balance. |
| TU | Transunion | The Credit Beareau |