Credit Cards

Portland Oregon: Trip Report

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Hey everyone! I know it’s been a bit since I’ve posted but I’m back with a trip report. I recently flew myself and my significant other (Sam) to Portland Oregon using SW points in conjunction with my companion pass and had an awesome time. Keep reading if you wanna see what I considered to be a decent use of points and what cards I got to build those points up. To start, take a look at the chart below for a breakdown of all points that I used for this trip. ItemPoint SystemPoints Used FlightsSW26,000 HotelUR via UR Portal72,000 Rental […]


Chase Ultimate Rewards and How To Use Them

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Now that I have quite a few posts on credit cards, it’s time to show you how to use those new points that you just got. To start, the absolute¬†worst way to use points is via a statement credit. When you do this, you cash out your Ultimate Rewards (UR) for 1 Cent Per Point (CPP). This is considered a waste because it is possible to get a much higher value via transfer partners and booking travel through Ultimate Rewards. Moving forward in this post, I will make the following assumptions: You have either the CIP, CSR, or CSP. You […]